Commercial Credit Advisory

Structured debt facilities mapped to operational cash cycles

We audit balance sheets and navigate the debt ecosystem for established enterprises, matching capital requirements with compliant bank and NBFC facilities.

₹5Cr+

Minimum ticket size

12-84m

Tenure spectrum

40+

Lender networks

Portfolio Breakdown

Working capital, asset finance, and growth credit

Liquidity

Working capital lines and cash credit

Revolving credit facilities structured around inventory turnover and receivables cycles, ensuring uninterrupted operational runway without dilution.

Equipment

Plant machinery and equipment term debt

Medium-term capital explicitly tied to machinery depreciation schedules, helping manufacturers scale production capacity with optimal debt service coverage.

Real Estate

Commercial property and expansion loans

Secured term facilities designed for corporate real estate acquisition, warehousing infrastructure, and multi-facility business expansion.

Appraisal Workflow

Four-stage dossier preparation and lender placement

01
02
03
04

Statutory audit

Structure alignment

Dossier compilation

Committee navigation

Comprehensive review of balance sheets, tax filings, and debt service coverage ratios before approaching any financial institution.

Matching your specific capital requirement with the correct bank, NBFC, or government-subsidized concessionary scheme.

Building a credit-worthy application package that satisfies institutional underwriting criteria and risk parameters.

Representing your application through lender credit committees to secure optimal terms and covenant structures.

Initiate your facility review

Submit your funding parameters and balance sheet metrics for an initial unconflicted debt advisory assessment.